In divorce, retirement plans are often divided in some equitable fashion. More specifically, the "marital portion" of retirement plans (whether "defined benefit" plans, like pensions, or "defined contribution" plans, like 401(k)s) are usually divided evenly.
There is a whole world of considerations inherent in these divisions, but I'll just note on a basic level that the terms of these divisions deserve careful attention when going through divorce, as there are various ways to approach them and pitfalls for the unwary.
Once divorce terms are finalized, however, still more retirement planning considerations lie ahead for the wise divorcee.
The below article's 4 tips:
1. Define your starting point
2. Rebalance wisely
3. Start planning now for medical care
4. Think about Social Security sooner rather than later
http://money.usnews.com/investing/articles/2016-11-08/4-tips-for-retooling-your-retirement-plan-after-divorce
-J Harrison Fulk
www.coxandassoc.com/j-harrison-fulk
www.facebook.com/BloomingtonILDivorce
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